CM Kakkum Karangal Scheme 2025 : Loan Application Process, Subsidy Benefits Details
CM Kakkum Karangal Scheme 2025 - Hello friends, if you are also a resident of Tamil Nadu state and have worked in the Indian Army, then now the government has started a new scheme for you, named Chief Minister's Kakkum Karangal (Mudhalvarin Kakkum Karangal). Tamil Nadu Chief Minister M.K. Stalin has started this scheme to help ex-servicemen and their families set up their business by providing loans.
That is, CM Kakkum Karangal Scheme is providing financial assistance to ex-servicemen and their families in the form of loans and subsidies. Apart from this, families of martyrs are also included in this scheme. Ex-servicemen can avail bank loans up to Rs 1 crore to start small or medium scale businesses. The state government will provide 30% capital subsidy and 3% interest subsidy, which will reduce the burden of repayment.
CM Kakkum Karangal Scheme 2025
The Tamil Nadu government has launched CM Kakkum Karangal Scheme 2025 to help all retired defense personnel of the state to set up their business by providing loans. Under this scheme, ex-servicemen and their families will be provided a loan of up to Rs 1 crore for business. In the first phase under the scheme, about 348 ex-servicemen and their families will get the benefit of this scheme, for which a total budget of Rs 50.50 crore has been allocated.
Benefits worth Rs 24.43 crore have already been provided to 155 ex-servicemen. In this article, we have given you information related to CM Kakkum Karangal Scheme 2025 online apply, eligibility criteria, subsidy, loan amount, documents, application form, official website, helpline number and benefits etc.
Mudhalvarin Kakkum Karangal Scheme 2025 - Key Details
| Scheme Name | Mudhalvarin Kakkum Karangal Scheme 2025 |
|---|---|
| Launched By | CM M.K. Stalin, Tamil Nadu Government |
| Launch Date | 19 August 2025 |
| Beneficiaries | Ex-servicemen and families of martyrs |
| Loan Facility | Rs 1 Crore |
| Subsidy | 30% capital subsidy + 3% interest subsidy |
| First Phase | 348 beneficiaries |
| Total Budget | Rs 50.50 Crore |
| First Allotment | Orders given to 155 ex-servicemen |
| Application | Through Department of Ex-Servicemen Welfare website or District Offices |
| Official Website | https://tiruvarur.nic.in/ |
Benefits of CM Kakkum Karangal Scheme 2025
- With the introduction of this scheme, more and more new employment opportunities will be created in Tamil Nadu.
- Ex-servicemen can become independent business owners, and contribute to the state's economy.
- The families of the martyrs are also getting assistance, which will secure the future of the martyr's children and wife.
- This scheme strengthens the financial security of the families of ex-servicemen.
CM Kakkum Karangal Scheme 2025 Loan Amount & Subsidy
- Under the Kakkum Karangal Scheme, ex-servicemen can get bank loans up to 1 crore to start small or medium-scale businesses.
- The state will give a 30% capital subsidy and a 3% interest subsidy, reducing the burden of repayment.
- In the first phase, about 348 ex-servicemen and families will benefit from the scheme, with a total budget of 50.50 crore allocated.
- Benefits of 24.43 crore to 155 ex-servicemen have already been provided on the launch day.
- On the launch day of the scheme, benefits worth 24.43 crore have already been provided to 155 ex-servicemen.
TN Kakkum Karangal Scheme 2025 Eligibility Criteria
- The applicant should be a native of Tamil Nadu state.
- Ex-servicemen and their families will get the benefits of the scheme.
- Families of martyrs will also be eligible under the scheme.
- The applicant should have a bank account.
TN Kakkum Karangal Scheme 2025 Required Documents
- Aadhar Card
- Bank account passbook
- Mobile number
- Retirement certificate
- Email ID
- Passport size photo
CM Kakkum Karangal Scheme 2025 : Loan Application Process
- First of all, the applicant has to visit the official website of DEPARTMENT OF EXSERVICEMEN'S WELFARE, GOVT. OF TAMIL NADU.
- Now the home page of the website will open on your screen, which will look like this.
- You will have to click on the link "MUDHALVARIN KAKKUM KARANGAL SCHEME- Click to Register" on the home page of the website.
- Now a new page will open on your screen, which will appear on your screen like this.
- In the new page you select "Applicants" and click on the Login button given in front.
- In the new page, you have to enter your mobile number and click on the submit button.
- Now the CM Kakkum Karangal Scheme online application form will open in front of you.
- Fill in the complete information and upload all the necessary documents.
- Applicants have to provide their service details, family details and the project plan for the business they want to start.
- After this, submit the form, now the process of applying in the scheme will be completed.
CM Kakkum Karangal Scheme 2025 - Important links
| Action Name | Links |
|---|---|
| CM Kakkum Karangal Scheme Official Website | https://www.exwel.tn.gov.in/index.php |
| CM Kakkum Karangal Scheme Application Form | https://ex-servicemen-welfare.pixous.info/#/applicant/login/login/applicant |
| CM Kakkum Karangal Scheme Login | https://ex-servicemen-welfare.pixous.info/#/applicant/login/login/ |
| Guidelines PDF | https://cdn.s3waas.gov.in/s3e46de7e1bcaaced9a54f1e9d0d2f800d/uploads/2025/08/17556056626415.pdf |
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